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 Medicare can be really confusing 

Our mission is to provide knowledge and understanding about Medicare

Happy Senior Couple
Happy Senior Couple

Original Medicare

Consists of :

Part A:  Hospital Insurance


  • $0 monthly premium for those who worked and paid Medicare taxes for 40+ quarters. 

  • You pay deductibles and copays.


  • $174.70 is the monthly premium for 2024                (may be higher based on income)

  • You usually pay 20% of Medicare amount approved once you meet your deductible

 Our knowledgeable licensed insurance agents help clients choose the right plan for  their needs and life styles.

Part B: Medical Insurance

Rollercoaster Ride

Medicare Advantage (MA)

  • Most plans have fixed copays for hospital and medical services.

  • Plans have a yearly out-of-Pocket maximum for copays, deductibles and coinsurance paid by plan enrollees.

  • Most MA plans include prescription drug coverage (Part D).

  • All plans offer Medicare-covered services provided by Original Medicare--and sometimes more.

We acknowledge the importance for finding the correct plan for anyone eligible for Medicare.

Rollercoaster Ride
Old Ladies Gossip

Medicare Supplement

     Works with Original Medicare 
(Part A and Part B)
   (Drug Plan must be purchased 

  • Monthly premium varies-depends on plan selected, carrier and state clients lives in.

  • Plans are labelled A through N.

  • Also called Medigap Policies.

  • All plans offers the same basic benefits: some offer additional benefits so you can choose which plan meets your needs.

  • If you have Original Medicare as your health insurance coverage. Medicare Supplement Insurance is available to help pay some of the remaining health care costs Original Medicare does not cover.

  • Must purchase separate drug plan for drug coverage.

Speak with a Licensed Insurance Agent

Compare and Enroll in Medicare Advantage Plan
Click below

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“We do not offer every plan available in your area. Currently we represent 15 organizations which offer 60 products in your area. Please contact or 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options.” CF563 10/2023

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