MEDICARE PLANS

 Medicare can be really confusing 

Our mission is to provide knowledge and understanding about Medicare

 
Happy Senior Couple
Happy Senior Couple

Original Medicare

Consists of :

Part A:  Hospital Insurance

                  

  • $0 monthly premium for those who worked and paid Medicare taxes for 40+ quarters. 

  • You pay deductibles and copays.

         

  • $164.90 is the monthly premium for 2023                (may be higher based on income)

  • You usually pay 20% of Medicare amount approved once you meet your deductible

 Our knowledgeable licensed insurance agents help clients choose the right plan for  their needs and life styles.

Part B: Medical Insurance

Rollercoaster Ride

Medicare Advantage (MA)

  • Most plans have fixed copays for hospital and medical services.

  • Plans have a yearly out of Pocket maximum for copays, deductibles and coinsurance paid by the plan enrollee.

  • Some plans include drug coverage with $0 to low monthly premiums.

  • Most plans include Vision, Dental and Hearing etc.

  • Most MA plans includes Drug coverage.

We acknowledge the importance for seniors finding the correct plan. 

Rollercoaster Ride
Old Ladies Gossip

Medicare Supplement

     Works with Original Medicare 
(Part A and Part B)
   (Drug Plan must be purchased 
separately)

  • Monthly premium varies-depends on plan selected, carrier and state clients lives in.

  • Plans are labelled A through N.

  • Also called Medigap Policies.

  • All plans offers the same basic benefits: some offer additional benefits so you can choose which plan meets your needs.

  • If you have Original Medicare as your health insurance coverage. Medicare Supplement Insurance is available to help pay some of the remaining health care costs Original Medicare does not cover.

  • Must purchase separate drug plan for drug coverage.

Speak with a Licensed Insurance Agent

Compare and Enroll in Medicare Advantage Plan
Click below

https://www.sunfirematrix.com/app/consumer/cfi/16792844/

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"This is solicitation of Insurance: A licensed insurance agent is contracted with multiple carriers offering Medicare Advantage and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by a licensed agent on insurance agent or insurance company. We do not offer every available plan in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medciare.gov or 1-800 Medicare (TTY:1-877-486-2048), 24 hours a day-7days a week, to get information on all your options" CF563 8/2022